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About Our Services PricewaterhouseCoopers'
highly-skilled team of economists, statisticians, and regulatory experts has substantial
experience with all types of lenders and loan products and keenly understands
the fair lending risks inherent to each stage of the origination process. With
our blend of regulatory experience, industry knowledge, and state-of-the-art technologies,
we are well-positioned to assist you with your fair lending compliance risk management
needs.
Our
Services - Fair Lending
Self-Assessments — We combine an in-depth review of policies, procedures,
and practices with targeted statistical analyses of loan origination databases
to assess a lender's primary fair lending risk areas. Further, by combining our
regulatory experience with the best practices of others in the industry, we offer
specific recommendations to improve your fair lending compliance risk management
system.
- Automated Fair Lending
Monitoring Tools — Once customized to a lender's specific business,
our statistically-based models can test - in minutes - thousands of loan records
for significant disparities in outcomes between"similarly-situated"
groups of borrowers. By statistically controlling for the many legitimate cost-
and risk-based factors that may contribute to observed outcome differences, these
automated tools can drastically reduce a lender's compliance review time and costs.
- Fair Lending Due Diligence
— For a proposed merger or acquisition, we assess the acquiree's potential
fair lending risks as well as the quality of its fair lending compliance risk
management system; and
- Fair
Lending Litigation Support — Our expertise in the statistical analysis
of large databases, and our understanding of the fair lending risks inherent to
all stages of the lending process, position us well to assist inside and outside
counsel with their response to government investigations and civil litigation.
For
more information on PwC's Fair Lending Compliance products and services, click
here, or call Richard Pace in McLean, VA at (703) 918-1385. ©
2000-2008 PricewaterhouseCoopers. PricewaterhouseCoopers refers to the individual
member firms of the worldwide PricewaterhouseCoopers organisation. All rights
reserved.
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