Consumer Education

The Federal Reserve Board

• Consumer Handbook to Credit Protection Laws
• A Guide to Business Credit for Women, Minorities, and Small Businesses
• Consumer Handbook on Adjustable Rate Mortgages
• Home Mortgages: Understanding the Process and Your Rights to Fair Lending
• What You Should Know About Home Equity Lines of Credit
• Looking For the Best Mortgage: Shop, Compare, Negotiate In Spanish

U.S. Department of Housing and Urban Development

• HUD's Home Buying Guide
• HUD's Home Buying Kit
• 100 Questions & Answers About Buying A New Home
• Streamline Refinance Your FHA Mortgage
• Homeownership for Women
• Mortgage Glossary
• HUD Housing Counseling Information

Federal Deposit Insurance Corporation

• High-Cost "Predatory" Home Loans: How to Avoid the Traps
• Questions to Ask Before Signing A Loan Contract
• The FDIC vs. Predatory Loans
• Examples of Predatory Practices in Mortgage Lending
• FDIC's Money Smart Program

Federal Trade Commission

• Building a Better Credit Record
• Cancellation of Private Mortgage Insurance
• Credit and Your Consumer Rights
• Credit Scoring
• Consumer Rights Under ECOA
• Fiscal Fitness: Choosing a Credit Counselor
• Getting a Loan: Your Home as Security
• Getting Credit When You're Over 62
• High-Rate, High-Fee Loans (Section 32 Mortgages)
• Home Equity Credit Lines
• Home Financing Primer
• Mortgage Discrimination
• Mortgage Servicing
• Need a Loan? Think Twice About Using Your Home as Collateral
• Refinancing Your Home
• Reverse Mortgages
• Second Mortgage Financing
• Shopping for a Home Equity Loan?
• The Credit Practices Rule
• Using Ads to Shop for Home Financing

Other Sources

• Illinois OBRE - Don't Fall Prey to Predatory Lending
• Illinois OBRE - The Basics of Sub-prime Mortgage Lending
• NYSBD - What Every Consumer Should Know About Financing Automobile Purchases
• Federal Consumer Information Center - Housing Financing and Sales